Getting a quality education can be expensive, especially for students from low-income backgrounds. But that doesn’t mean college is out of reach. There are many scholarships created specifically to help students from low-income families afford tuition, books, and other education-related costs.
In 2025, more scholarship providers are focusing on financial need and making higher education more accessible to everyone. If you or someone you know is a student from a low-income household, this guide will help you find the best opportunities available.
Why Scholarships for Low-Income Students Matter
The cost of higher education keeps rising, and not every family can afford it. Scholarships that are based on financial need are essential because they provide a chance for students who are smart, hardworking, and determined—but may not have the money—to still get a degree.
These scholarships often consider not just income but also personal background, community involvement, academic potential, and life challenges. The goal is to support students who have the drive to succeed but lack the funds to make their college dreams come true.
Top Scholarships for Low-Income Students in 2025
Below are some of the most helpful and well-known scholarships available to low-income students this year.
The Gates Scholarship
A highly competitive, full-ride scholarship for outstanding minority high school seniors from low-income households. It covers tuition, fees, books, room and board, and more.
Jack Kent Cooke Foundation College Scholarship
Offers up to $55,000 per year to high-achieving students with financial need. It also provides academic advising and college planning support.
Dell Scholars Program
Created for students who show grit and potential but face financial obstacles. Scholars receive $20,000, a laptop, and access to resources and mentorship throughout college.
Horatio Alger Scholarship
Targets students who have faced personal adversity and come from low-income families. Awards range from $10,000 to $25,000.
Pell Grant (Federal Aid)
While not a private scholarship, the Pell Grant is free money from the U.S. government for students with significant financial need. You can apply through the FAFSA form, and it doesn’t need to be repaid.
UNCF Scholarships
The United Negro College Fund offers multiple scholarships for Black students with financial need. Some require specific GPAs or interests, but many are broad enough for a range of students.
QuestBridge National College Match
Connects high-achieving, low-income students with top colleges that offer full four-year scholarships. Students must be in their senior year of high school to apply.
Burger King Scholars Program (Financial Need Track)
While many students apply based on academics, this scholarship also includes a financial need category. Awards typically start at $1,000 and go higher.
Coca-Cola First Generation Scholarship
Designed for first-generation college students from low-income families. These scholarships are usually awarded through partner colleges, so check with your school of choice.
State-Based and Local Scholarships
Many states and community foundations offer need-based scholarships. These are often less competitive and easier to win since fewer students know about them. Ask your school counselor or search on your state’s education website.
Where to Look for More Opportunities
Finding scholarships is easier when you know where to search. Here are some of the best places to find and apply for need-based scholarships:
- Scholarships.com
- Fastweb.com
- BigFuture by College Board
- Going Merry
- Local nonprofits or religious organizations
Also, don’t forget to check with your school. Some universities offer need-based institutional aid or private scholarships funded by donors.
Tips for Low-Income Students Applying for Scholarships
- Focus on your story – Share your challenges and how you’ve overcome them. Many scholarships want to support students who show resilience.
- Keep your grades up – While not all scholarships require a perfect GPA, a solid academic record can help.
- Apply early – Don’t wait until the deadline. Some scholarships close early or run out of funds.
- Stay organized – Use a spreadsheet or notebook to track deadlines, requirements, and responses.
- Ask for help – Your school counselor can guide you and may know of local awards specific to your community.
What to Avoid
While applying for scholarships, stay away from these common mistakes:
- Paying for scholarship searches or applications (legit scholarships are free)
- Missing deadlines
- Ignoring small awards (they add up over time)
- Submitting the same essay everywhere without adjustments
Final Thoughts
If you’re a student from a low-income background, remember that your financial situation should never stop you from reaching your goals. There are organizations, schools, and foundations that want to help you succeed. You just have to take the first step—apply.